Member Benefits

We are the Bridgetown & Area Chamber of Commerce

We are very interested in having you as a member. The following sections outline the features and benefits for business in our area regardless how big or small.

Directors meetings are the Third Thursday of each month at the End of the Line Pub. Members are welcome to attend. Please RSVP to ensure space requirements are met, or that a change in venue hasn’t occurred.

How does membership with the Chamber of Commerce help members compete?

First off – look at what the Bridgetown’s membership in the Canadian Chamber of Commerce gets you…

Canadian Chamber Member Benefit Programs

The Canadian Chamber can assist you and your members in improving your bottom line through its various benefit programs. Member chambers of commerce are welcome to share the Canadian Chamber’s value-added programs with their respective memberships.

 Other Bridgetown Members can offer Chamber Incentives too. If you would like to extend a special pricing or promotion offer to our membership, Just let us know and we will add it to the list. 

Insurance Program

Whether you’re just one person or 35* employees strong, you can apply for Chambers of Commerce Group Insurance Plan coverage. Your company is eligible as long as it has been in active operation for at least six months and operates year round. It doesn’t matter what kind of business you run because there are no blanket industry exclusions. You don’t even have to be a Chamber member to get a quote, but you must have a membership when you apply for coverage. Membership can be in your company’s name or one of its principals’. As long as that membership is maintained, the firm remains eligible. If you have one to four people in your company, everyone must participate in the benefits. If you have five or more people, at least 75% must participate. *up to 50 employees with head office approval

Health Benefits

Our plans provide from 50% to 100% coverage of eligible expenses. There are no overall maximums, but some specific items or services have annual or lifetime maximums. Employees use health benefits most frequently to cover prescription costs. We offer traditional paper claim plans as well as ASSURE drug card plans, which provide benefits instantly at the pharmacy. Our health plans also cover major medical expenses like paramedical services (chiropractors, massage therapist, podiatrists, etc.), semi-private hospital, nursing care, ambulance, and medical appliances. These extended health care expenses can be covered with or without prescription drug benefits. All health options include emergency medical assistance covering either the first 30 or 60 days of an employee’s trip. The plan design you choose applies to all employees but individuals may opt out of health insurance if they have a similar plan through another source. If that coverage ends, your employee has 60 days to join this plan.

Dental Benefits

Choose from a wide range of dental options for employees and their families. Basic dental programs are available to firms of all sizes. This coverage can include exams, basic restorative procedures, periodontal and endodontic services (including root canals), and repairing, rebasing and relining dentures. Major dental benefits including crowns, is available to firms of 3 or more employees and children’s orthodontics can be covered in firms of 10 or more employees. The plan design you choose applies to all employees but individuals may opt out of dental if they have a similar plan through another source. If that coverage ends, your employee has 60 days to join this plan.

Basic Employee Life /Accidental Death and Dismemberment (AD&D)

Each Chambers Plan includes employee life insurance plus an additional benefit if an employee dies accidentally. Many firms choose a basic level of coverage of $25,000 per employee, or an amount related to each individual’s salary. This insurance also pays employees specific amounts if they suffer a serious injury, like loss of hearing or sight.

Group Critical Illness

This benefit pays a lump sum benefit of $25,000 ($20,000 for insureds 56 years of age and older) on the initial occurrence of one of thirteen covered conditions. These include cancer, heart attack, Parkinson’s Disease, Multiple Sclerosis, burns, coma, loss of speech, coronary by-pass, stroke, kidney failure, paralysis, deafness and blindness.

Weekly Indemnity (Short Term Disability)

This benefit replaces salary during an employee’s brief absence from work due to illness or injury. It pays a weekly income of 66 2/3% of gross earnings for employees under age 65 up to $800. Your company chooses from a range of options, deciding how long employees must be off work before they can collect benefits, and the length of time benefits are payable. Some options are designed specifically for Owners. Your agent can help you design a program that fits your company’s needs and budget.

Long Term Disability (LTD)

This benefit pays an income to employees who face longer term absences from work because of an illness or injury. The LTD option you choose sets out how long employees must be off work before they can collect benefits and the length of time benefits are payable to disabled employees. Depending on your industry, you can opt to have benefits payable for 2 or 5 years, or to age 65. Chambers Plan LTD coverage provides 24 hour protection and owner’s have access to Employee Assistance services that can help your employees get back to work sooner. Your agent can help you design a program that fits your company’s needs and budget.

Best Doctors®

Best Doctors® provides valuable resources to people facing a range of serious medical conditions. Starting with its Interconsultation Service, Best Doctors supports the employee or family member and their attending physician by reviewing the patient’s file, confirming the diagnosis, and identifying the most appropriate treatment. Patients can also use FindBestDoc® and FindBestCare® services to help them plan and implement their treatment programs.

Employee Assistance

You can make professional counselling services available to all your employees. It’s an effective way to help them deal with serious issues, including relationship problems and dependency issues, before they lead to absences from work or even a disability claim. Coverage provides up to 12 hours of confidential counselling for each employee annually and employees can access the service 24/7.

Business Overhead

Owners who choose a Long Term Disability Benefit with the Chambers Plan can also choose Business Overhead Expense benefits that pay a variety of business expenses including rent, electricity, phone bills, leases, taxes and some salaries. Business Overhead Expense coverage keeps your business going when your disability won’t let you.

Dependents Life Insurance

Three levels of coverage are available covering an employee’s spouse and children. The Plan offers an option with a $5,000 benefit for the spouse combined with $2,500 for each child, a $10,000 / $5,000 benefit and a $15,000 / $7,500 benefit.

Group Optional Life

This benefit lets employees top up their group life insurance with an amount they choose and pay for. Spousal coverage is also available, as are children’s benefits if either parent participates in the program.

Join today and take advantage of these benefits!

Atlantic Chamber of Commerce and Purolator Courier have partnered for this exclusive offer for members only!

PUROLATOR IS OFFERING DISCOUNTS STARTING AT 25% TO LOCAL CHAMBERS OF COMMERCE AS WELL AS ALL OF YOUR MEMBER BUSINESSES.

Signing up or requesting more information is easy. Visit the chamber landing page at purolator.com/ccacc

We are very excited about this offer and the value added for your membership. Download the Purolator offer here.


Novexco Office Products which offers discounts up to 90% and additional online discounts for office products ie. paper, pens, furniture.


Lenovo – offering discounts up to 30% on laptops, tablets, desktops, accessories, etc.


UPS® Members Benefit Program for chamber members to lower their shipping costs. Get deep discounts on shipping, freight, imports,UPS Store®, and more. Revenue sharing with the Board as well.

Contact


Chamber of Commerce Group Insurance Plan – Your business can apply for coverage whether you’re a one person operation or 35 employees strong. Your company is eligible as long as it has been in active operation for at least six months and it operates year round.
For questions, more information, or to schedule an appointment with a representative – please contact:

Joe Kinsman – Preston & Associates
260 Main Street
Wolfville, NS B4P 1C4
Phone 902-678-8883
Fax 902-678-2832

Toll Free 1-800-566-5559 (Atlantic Canada only)
www.prestonandassociates.ca


MCT Plus Home & Auto Insurance – As a member of one of Nova Scotia’s Chambers of Commerce, you are eligible for great rates on home and auto insurance for you, your family and your employees or colleagues.

For questions, more information, or to schedule an appointment with a representative – please contact:

Nathalie Gauthier, BBA, CAIB – Account Manager / MCT PLUS Co-ordinator

Macdonald Chisholm Trask Insurance
1423 Fall River Road, Fall River, NS, B2T 1J1
Tel: (902) 860-6284, Fax: (902) 861-6284
nathalie.gauthier@mcti.ca
www.mcti.ca


Progress Magazine Subscription – 1 Year Free.
You can subscribe online at www.progresscorp.com/subscribe_progress.asp


Ultramar 3% Gas Discount  – As a member of your local Board of Trade, you are entitled to a 3% discount on Ultramar petroleum purchases made on your card.  This new Ultramar card offers attractive fuel discounts on petroleum purchases made at all Ultramar locations and your employees can also use this MasterCard for their travel and business expenses. For you, this means having only one card for all business related transactions. Some of the associated benefits include lower management costs, easier bill maintenance and better control of your expenses. Subject to credit approval.  For questions, more information, or to take advantage of the above, please contact the Ultramar Office:

Dale Eustace or Jason Doucet
Ultramar Canada Ltd.
1356 Pleasant Street
Eastern Passage, NS B3G 1M4
Tel: (902) 468-4800  Fax: (902) 468-4600


TD Merchant Services Discount Rates – TD Merchant Services is pleased to offer Canadian Chamber members preferred rates on the electronic processing of VISA (1.68%), MasterCard (1.79%) and debit cards ($0.09 /transaction). For more information or an application form please contact: Scott Irwin 1-902-442-8632

Please be advised that these benefits are provided by third parties, and may change or be cancelled at any time. As such, we can’t guarantee the accuracy or suitability of these offers and advise members to contact the providers to obtain accurate and current information.